FAB Bank Balance Check – Ratibi PPC Salary Inquiry Online
To check your FAB account or ppc ratibi salary card balance, visit the official FAB inquiry page and enter the last two digits of your card number along with your Card ID. Your current balance and card details will be displayed instantly.
Checking your FAB Balance Check is quick and secure, whether you’re using a Ratibi salary card, prepaid card, or a savings account. First Bank of Abu Dhabi, commonly known as FAB Bank, provides multiple online and offline balance inquiry options designed for both tech-savvy and non-tech users across the UAE.
Below are all verified FAB Bank Balance Check methods available in 2026.
Methods to Check FAB Bank Balance (Online & Offline)
FAB offers multiple methods for customers to check their bank balances, allowing them to choose the one that suits their preferences. Using step-by-step procedures, let’s learn how to go for a FAB bank balance check.
FAB Official Website (Online Balance Inquiry)
The Official FAB Website is one of the most reliable ways to check your balance online.
Step 1: Visit the official FAB website and open the Prepaid Card / Balance Inquiry section.
 Step 2: Enter the last two digits of your FAB card and your Card ID.
Step 3: Complete verification details and click Go.
Step 4: Your FAB bank balance, card status, and account information will appear instantly.
This method uses Multi-Factor Authentication (MFA) and OTP (One Time Password) for added security.
FAB Mobile App (Recommended for UAE Employees)
The FAB Mobile App is the fastest option for checking balances, viewing transactions, and managing accounts on the go
Step 1: Download the app from the Play Store or Apple Store for Android Mobile or iPhone users.
Step 2: Log in using your username and password.
Step 3: Verify your account using OTP and registered mobile number.
Step 4: Your FAB salary balance or account balance appears on the home screen.
FAB ATM Balance Check (Without Internet)
A FAB ATM Balance check is ideal when you have limited or no internet access in Dubai, Abu Dhabi, or remote UAE areas.
Steps:
- Insert your FAB debit or salary card
- Enter your PIN
- Select Balance Inquiry
- View your balance instantly on screen
This method works for salary cards, prepaid cards, and current accounts.
Phone Banking & Customer Care
If you face any potential problem with an FAB bank balance check because of a lack of internet connection, another great method to confirm it is by calling customer care.
Follow these simple steps:
FAB Customer Care Numbers:
- UAE: 600525500
- International: +97126811511
Follow the audio prompts, select Balance Check, and your balance will be announced securely.
SMS Balance Enquiry (Quick Fix Method)
For a fast update, FAB offers Formal FAB SMS Balance Enquiry.
Steps:
- Register for FAB SMS banking
- Send BAL followed by your account number to the official FAB SMS number
- Receive your account balance instantly via SMS
This option is popular among UAE employees who need real-time balance updates.
How to Get FAB Bank Statement Online (PDF)
You can download your FAB bank statement in PDF format through FAB Online Banking.
Steps:
- Visit the official FAB website
- Log in using your user ID and password
- Open Bank Accounts → e-Statements
- Register and download your statement securely
Your statement password is generated automatically for data protection.
Types of FAB Accounts in UAE
FAB provides multiple account options tailored to different needs.
Current Accounts
Best for daily transactions and salary management:
- FAB One Account
- Elite Current Account
- FAB Etihad Guest Account
Saving Account Options
Designed for long-term savings and interest:
- Personal Saving Account
- iSave Account
- Elite Savings Account
Digital Salary & Prepaid Accounts
- Digital Salary Account
- FAB Salary Card
- FAB Salary Distribution Card (Ratibi)
These accounts are fully compliant with the UAE Wage Protection System.
Benefits of Regular FAB Balance Check
Regular balance monitoring improves financial control and security:
- Budget planning: Track salary inflow and expenses
- Fraud prevention: Detect unauthorized transactions early
- Cash management: Avoid declined POS terminal payments
- Operational efficiency: Better control over personal finances
Just like process efficiency and workflow optimization improve systems, frequent balance checks help optimize your money management.
FAQs
Is there a fee for a FAB Bank Balance Check at a FAB ATM?
No, you can check your balance at a FAB ATM free of charge.
What is the password to view my account e-statement attachment?
Your e-statement password is made up of the last four digits of your account number. For example, 101XXXXX1234 is your account number that gets followed by the day and month of your date of birth 05-05-1988 (DDMM). When asked for a password, you need to put in an 8-digit password: 12340505.
How do I get my International Bank Account Number (IBAN) details for a FAB transaction?
You can get your IBAN number in 2 ways:
- Use the IBAN Generator tool on the FAB website.
- Find your IBAN number under your account details on the FAB Mobile App Home Page.
Can I check my FAB balance from outside the UAE?
Yes, you may access your balance globally through the FAB mobile app or website.
Can I do a FAB bank balance check without using the internet?
You can use FAB’s SMS banking or an ATM to check your balance without an internet connection.
What do I need to do if my FAB ATM card isn’t working?
You should contact FAB’s 24/7 customer service or visit a nearby Fab branch to remedy ATM card problems.
How to go for a quick FAB bank salary account balance check?
FAB salary prepaid card balance can be checked at any of the FAB bank ATMs without entering a PIN.
Is it safe to check my FAB Bank balance online?
Yes, Fab ensures a safe balance check online with its advanced security measures and encryption system.
Can I check my transaction history on the FAB Mobile App?
Yes, you can easily view your recent transaction history in the Fab mobile app.
What should I do if I forget my FAB online banking password?
You can reset your password through the FAB website or mobile app by following the “Forgot Password” instructions.
Final Thoughts
Whether you prefer online banking, mobile apps, SMS, or ATMs, FAB ensures that checking your balance is simple, secure, and accessible for all UAE residents. For salary card holders and prepaid users, FAB’s flexible balance inquiry options make daily banking smooth and stress-free.
